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BUYING A HOME - A GUIDE TO GETTING STARTED

Before buying a home, get your finances in order.
  • Line up your financing, set aside a down payment and study the loan programs available.
  • Order a free credit report
  • Find a lender
  • Determine a down payment
  • Get a Preapproval Letter from your lender
Pick a REALTOR to help with buying a home.
  • A licensed REALTOR belongs to the National Association of Realtors and subscribes to the REALTOR'S Code of Ethics, which is comprised of 17 Articles and Standards of Practice which are strictly enforced by the State and National Boards of Realtors.
  • A REALTOR with experience can help you to avoid making mistakes such as choosing the wrong home or offering too much.
  • A REALTOR has access to the constantly changing market conditions, has neighborhood knowledge, can offer price guidance, handles the huge volume of paperwork necessary in today's world and is available after the closing for any questions that may arise.
  • Make sure you're comfortable with that agent before committing to work with that person.
Learn how to avoid home buying mistakes.
  • Learn from the mistakes others have made.
  • Start your search online. Rely on your REALTOR for advice.
  • Preview homes for sale. Ask your agent to look at homes before showing them to you and tour only those that fit your parameters.
  • Protect your earnest money deposit by writing contingencies into your contract that your REALTOR will advise.
Make an offer and negotiate like a pro.
  • Price isn't the only consideration. Sellers often accept lower-priced offers for other considerations.
  • If you really love the home, chances are another buyer will want it as well. Take this into consideration when making your offer.
  • It's common for sellers and buyers to negotiate back and forth through counter offers. Keep your patience during this process.

 

Get a home inspection and read disclosures.
  • Never buy a home without getting a home inspection.
  • Most states have laws about the types of disclosures you are entitled to. Read them!
  • Always do a final inspection a few days before closing to make sure the property is in the same condition as when you agreed to buy it.
Closing on your home.  Transactions generally close within 30 to 60 days after your offer has been accepted. Remember to:
  • Reserve movers or a moving truck early because many people move at the end of the month.
  • Shop for insurance rates carefully. Often, the company that insures your automobiles may offer you the best policy rates.
  ENJOY YOUR FIRST NIGHT IN YOUR NEW HOME!!!!!!!!


 

Homes, Houses, Properties, Real estate for sale in NH.
Areas We Service

 
Acworth NH
Alstead NH
Antrim NH
Bennington NH
Charlestown NH
Chesterfield NH
Claremont NH
Dublin NH
Fitzwilliam NH
Francestown NH
Freedom NH
Gilsum NH
Greenfield NH
Greenville NH
Hancock NH
Harrisville NH
Hillsboro NH
Hinsdale NH
Jaffrey NH
Keene NH
Langdon NH
Lempster NH
Lyndeborough NH
Marlborough NH
Marlow NH
Mason NH
Mont Vernon NH
Nelson NH
New Ipswich NH
Peterborough NH
Richmond NH
Rindge NH
Roxbury NH
Sharon NH
Stoddard NH
Sullivan NH
Surry NH
Swanzey NH
Temple NH
Troy NH
Unity NH
Walpole NH
Washington NH
Westmoreland NH
Wilton NH
Winchester NH
Windsor NH
         

The Beaman Group
1-603-721-9874
NH Modular Homes, Keene NH and surrounding areas Real Estate, Modular Homes in NH, Kitchen and Bath Design and Build, Land Development in Keene and surrounding areas of Cheshire County in New Hampshire, Brattleboro and Windham County of Vermont and Greenfield and Franklin County of Massachusetts
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